arisan totoAn arisan is a form of Rotating Savings and Credit Association in Indonesian culture, a form of Microfinance. [1]Generally the arisan is a social gathering that takes place at a fixed interval- Sejak awal, arisan terbentuk atas dasar budaya gotong royong dan kekeluargaan yang melekat di masyarakat Indonesia. Memiliki kesamaan prinsip, arisan