atm vsBerbeda kondisi dari transaksi dital perbankan serta QRIS, transaksi pembayaran menggunakan kartu ATM atau debit turun 8,42% yoy menjadi 1,75 miliar transaksi padaATMs usually offer better exchange rates compared to money changers abroad. In our experience, at least. Every now and then, we find money changers with rates that are more